With the pilot project, I'm assuming it's that or the time. It's one or the other, right? My understanding is that in doing the pilot project plus the other things, there was a time constraint. Again, we go back to the launch with the compensation advisers who were leaving, so that was part of the time frame they were looking at.
My understanding, too, is that they had these conversations with IBM and others about how to go about this, and that was the decision that was made.