Thank you for that.
Next, then, I have two questions for the FCAC.
First, what progress can you report regarding providing ESDC with access to education materials for inclusion on the web portal?
My second question is a little more qualitative. What sense do you have that providing more information has led to better outcomes? Do you have any data on that front that would point to the default rate being lower, or the repayment rate higher, when students are provided with more of an informed choice as to what they're undertaking when they have these loans?