I certainly appreciate that. That's where I'm coming from as well. Whereas I think students certainly can appreciate this, whether the tools are there or not it's about having the means to repay these programs.
The Auditor General recommended, of course, that some individuals find their way into the RAP program who perhaps may not meet the criteria and suggested that there's some work to be done to try to maintain the integrity of that program.
Have you weighed, Deputy Minister Flack, the cost of trying to provide that extra supervision versus what the savings might be or perhaps some of the interest that might be accrued from having a few individuals get into that program who might not otherwise qualify?