Thank you. I'll end this session by saying that I'm still very uncomfortable about all the time and energy we have for means testing and putting individual onus on people without really thinking deeply about the systems—the wholly inadequate systems—that are currently in place to provide education for our workforce, which of course, is one of the key cornerstones of our economy.
We've heard students be categorized as consumers, and I would agree that the financialization, the privatization, the increasing capitalization of education tilts them in that direction. We've also heard a lot about financial literacy, but I'll put this question to Ms. Robertson, who I believe is in charge of this.
Given everything that we've heard in the report, Ms. Hogan states that it doesn't cover any assistance to students related to the pandemic; however, the pandemic is a compounding factor that has come into play and that will cause market conditions to worsen, thereby limiting the prospects of young adults.
For young people who are watching and who graduated into one of the worst and most precarious economies prior to COVID, knowing that COVID is going to be a compounding factor, if you were to give financial advice to people looking for secondary education, would you advise them even to pursue it, at this point?