Thank you for those clarifications, Ms. Robertson.
What tools would you like to have at your disposal and that could be given to Employment and Social Development Canada in order to improve financial literacy, aside, of course, from mandatory training and a virtual service centre?
The report by the Auditor General of Canada is actually quite eloquent. As I mentioned, about one person in two does not know that they will be starting to pay interest on their loans as soon as they finish their studies. So I am trying to find an effective way of informing people. I know that people do not always read what is written at the bottom of a contract in fine print, but the fact remains that they are entering into a contract for a loan. That is a serious matter. It can have consequences on their lives.