Thank you, Madam Chair.
My next questions go to Ms. Robertson, from the Financial Consumer Agency of Canada.
Ms. Robertson, in your opening statement, you mentioned that the role of your agency is mainly to strengthen the financial literacy of Canadians through programs, tools and resources to help consumers make informed financial decisions. You believe that informed consumers are better protected consumers. I agree with you.
However, according to the conclusions in the report, 44% of the people who take out loans do not know that interest will start to accumulate as soon as they finish their studies. That is almost every second person. It is quite incredible, actually, that so many people who have taken out loans do not know that, even in the final year of their studies.
What do you feel about this observation that the Auditor General made?