No, exactly. What I was trying to get at is that, in the world of accrual accounting, we officially book in the statements a contingent liability when it reaches certain criteria. If there is a high likelihood, above 70%—and there is usually a legal analysis that's done—that we think we will have to settle or that we will lose, through litigation, and we are able to actually estimate an amount, and it's not frivolous, then we have to start booking that officially in our statements.
That's why I'm saying that the exposure is obviously most likely larger than that, but as these cases work their way through the system, we may reach a point where we need to book some of these other cases also.