I already referenced, Madam Chair, the gross versus net issue, on which the government did take action to basically allow access to people whose gross income was greater than $5,000, but not their net income.
That was kind of a systemic issue. If you go down into individual cases, we really have to look at the facts of those situations and try to take an appropriate compliance position or collection position. I would emphasize that we are doing our best to be sensitive and empathetic in those situations, but there are many different cases and circumstances out there that we need to assess.