Certainly, and I might just add in Max to put some fine details on the communications plan. That issue is important to us: Whatever the benefit is, is it going to be taxed, or not? We face that question on an ongoing basis. It was important in this context.
We actually feel that it was clear for us once the program started. There may or may not have been debates before, but it was going to be taxable. We did try to communicate that to make it clear, because we knew that if people didn't think it was taxable and then it became taxable, i t would lead to issues in the next filing season, so we did try to communicate that well so that people understood it.
Maybe I'll open the door briefly for Max to talk about any of the key elements that he'd like to flag on how we did that.