I can assure you that, if our members had been not only listened to, but also consulted, none of this would have happened. When it comes to finance, we must be consulted and listened to.
I'll use the example of the doctor again. If I go to see my doctor because I'm a few pounds overweight and not in the best shape, he'll tell me to watch my diet and exercise more. He'll give me a check‑up and make recommendations. Our members do the same thing. Give us the information, and we'll verify compliance with standards and make recommendations.
However, ultimately, we aren't the ones making the decisions. Even if the doctor tells you to stop eating donuts in the morning, you can continue to do so. In a similar fashion, even if our members point out the risk of failing to apply internal controls, in the end, they don't make the decision. They make recommendations, but they don't act as police.