What we were looking for was, perhaps, an earlier start or more resources devoted to doing more work. For a typical program the government has—and I'll use, for example, the employment insurance program—there's very rigorous vetting of an application before an individual receives benefits, and there is still some postpayment work done, even after all of that rigorous prepayment verification.
In this instance, there were very limited prepayment controls, with the intention that rigorous postpayment work would be done. In our view, that should be more than you would typically do on a program. Here we identified with the monthly GST filers, who received 64% of the wage subsidy, that there were some risks that required further investigation. The only way you could find out whether or not a business was eligible would be to do that postpayment work, because there was no other information to verify eligibility.