This is probably one of my greatest irritants. One of the tools that I used to have as a CIO in the private sector was the ability to set the strategy and then actually control the funding. By controlling the funding, I'm not suggesting that they gave me x billions of dollars to dispense, but there was a level of control where there was a sign-off on technology work that went on right across multiple divisions of publicly traded organizations that I, as the CIO, had. That same level of oversight does not exist.
We are in a very vertical model for many good reasons, but these are horizontal problems, and we don't, in my opinion, have the right horizontal financial controls in place on technology investment. As such, we're spending x billions of dollars on thousands of things versus x billions of dollars on the few things that need to move fast, and the benefits delivery modernization program is an example. That's not just money; that's resources as well.