I'm wondering how we make it clearer what's being given away and the implications of that. In other words, the concern I have is that the accountability might be different for a third party app versus a large player like a bank, which, just by the size of the enterprise and its role in society, ultimately has different accountability towards the public.
The question is about the potential proliferation of this. Should we be exploring stricter rules as to how the data is treated and how it's taken on from the banks, especially if this transaction is taking place on a device that itself may not be secure?