Okay.
I have a choice of two tricky questions.
First, why are banks asking for fees from their customers for additional insurance to protect their personal information from identification theft? I thought that when I was doing business with banks, since I have to give them all of my precious information, they would take care of it without my having to pay more to have the same information protected. Is it because your system does not protect my ID enough? Or is it just a marketing stunt?