I can respond to that.
The attestation program to which Terri referred has been a set-up by the SWIFT organization, to allow the counterparties to publish their attestations to other counterparties. If one organization feels like the other counterparty that they're doing business with is too risky, because of their attestation they have the opportunity as a business owner to de-risk themselves or to demand that certain requirements be met before they continue doing business with that organization.