Yes, the effect of clause 3, as was mentioned, is that it removes the fact of an outstanding fine as a barrier to applying for a record suspension. You're quite correct that in the two jurisdictions we did consult—Quebec and New Brunswick—they administered the fine collection for those jurisdictions. The federal Public Prosecution Service administers fine collection for all the other jurisdictions.
With respect to your question, sir, about what the incentive is for individuals to pay their fines. It is civilly enforceable. Admittedly, in the two jurisdictions, Quebec and New Brunswick, where they administer the fine collection, those areas probably have more compelling levers to incentivize the payment of fines, for example, up to and including withdrawing a driver's licence. There are not as many levers at the federal level, other than the fact that a fine still remains on your record and is outstanding.