As I mentioned, our buyer protection programs provide liability coverage for any fraudulent activities that might happen on a consumer account. We also invest heavily into cybersecurity initiatives and our fraud-risk platforms. We have industry-leading metrics on how low our fraud numbers are in the sense that we protect and prevent a significant amount of fraud, and protect merchants and consumers on our platform at an excellent rate that we're very proud of.
On May 29th, 2019. See this statement in context.