By the way, on the announcement of the new digital charter, PayPal applauds Minister Bains and the Government of Canada for taking leadership on that important topic of data protection. We believe that this responsibility does help us to protect users against harm and support privacy laws. It's a great first step. It derives some principles. I believe the 10th principle, or the last one on that was to provide accountability and enforcement. More detail around that would be helpful.
Certainly, as Canada has not been the first mover of data privacy law, I think that's actually worked to your advantage because you've been able to learn from other regions and regulators about the right balance of privacy law. But in being specific with companies with respect to the digital privacy and regulations that you're encouraging, there will be a tough balance between the framework that you've provided and those guiding principles that help direct good behaviour and strong accountability. As well, the work with industry and private partnerships will help to build strong legislation that you can support in years to come.