I told you a few minutes ago: I think the status quo is not an option. That's why we're here today. Desjardins will be very honoured to participate in the discussions, if they are held.
I think we need to bring together the stakeholders who work in the data field in Canada to think about how we want to change the situation. Sometimes it could be about regulation, sometimes it could be about business processes, sometimes it could be about working together. I think the status quo is not an option.