That would not be, certainly, a role that FINTRAC plays. As I mentioned, we can neither investigate nor seize or freeze funds, nor do we ask any financial institution to delay a financial transaction.
The recourse would be with their own financial institution, if in fact their funds were put on hold or were frozen. We have seen that happen. It has happened in instances where we [Technical difficulty—Editor] through some of the suspicious transaction reporting where the narrative is that the bank might tell us that the funds were put on hold until such time as their request for further information was completed and fulfilled by the individual. Then it's really up to the banks and the other financial institutions. They determine their own level of risk that they're willing to manage with respect to the accounts of their clients.
This would really be something that the individual would have to take up with their own bank to determine what the risk was that was identified by the bank and how that might be mitigated.