The Canadian regime is always evolving. It's always learning to address risk more effectively. I know it's repetitive, but I think two really significant steps forward for the regime have been an enhancement to beneficial ownership information and transparency in that with the creation of the federal registry. Private-to-private information sharing was another step forward for the regime earlier this year.
As we continue to build the regime and better target risk and create a regime that's risk-based, purpose built and has the tools it needs, like mandatory enrolment, we continue to improve. AML is not a static space. It's a space where risk is constantly evolving.