There have been a number of advancements to address this particular point in the last several years, one being private-to-private information sharing. This helps organizations, reporting entities under the PCMLTFA, if properly empowered and approved by the Office of the Privacy Commissioner of Canada, to share information that will allow them to identify complex criminal networks and improve their ability to determine if there are reasonable grounds to suspect money laundering and terrorist financing, which then allows for an STR to FINTRAC.
I think more improvements in this area are positive. We've seen public-to-private information sharing also being discussed. I think appropriate AML information sharing that properly balances the privacy of Canadians with their security and safety is an effective way to ensure that financial intelligence STRs are targeted on bad actors and that FINTRAC has actionable information that it can use to empower law enforcement.
Also, I'd draw attention to the efforts of our members in this area: the public-to-private partnerships. I mentioned Project Guardian, for example, that helps to develop or has developed indicators around money laundering linked to fentanyl trafficking. This isn't important only for our members; this is important for the regime overall. It educates all the foreign entities—