Well, to be clear, over the last couple of years, you've seen a decrease in both the value and the volume. Over the long run, though, the value of auto theft claims is significantly up. It's 400% up over the last 10 years.
The reality is that the cars being stolen are much more expensive now than they were previously. This isn't about folks stealing cars for joyrides. This is about targeting luxury SUVs and trucks because of the value they hold in the market.