I'm happy to start.
What we track is insurance theft claims at IBC most closely. I think the general trend you've seen is a decrease in the value and volume of thefts in central Canada, in Ontario and Quebec. That's decreased. I'm happy to give some thought and have some discussion on why that might be.
Then there's a bit of a whack-a-mole in the rest of Canada. We've seen it decrease and we've seen it either even out in western Canada—
