Thank you.
I'm glad to hear the government is prepared to move ahead on this. I congratulate you. We think this is an urgent situation. The overall economic crisis is an urgent situation, but for self-employed women in particular who would like to have children, it's an urgent situation. I'm happy to hear the government is going to move ahead on this.
I think there's a good example, a good model, in the province of Quebec. A lot of information has been made available to the committee on this in terms of how that program is functioning. As I said earlier, BPW Canada doesn't have a big research department, so we're not able to do that, but we are on the record as saying we think it should be a voluntary program for the self-employed. I'm talking about maternity/parental benefits, the special benefits. I'm not talking about overall, not the regular benefits, but it should be voluntary for women who are self-employed. For example, as a business owner, I am required to pay into Canada Pension, and I pay both the employer's contribution and the employee's contribution. It costs me probably something like $4,000 a year, which is a cost to my business.
If we set up something that's mandatory for all self-employed people to pay into for maternity/parental benefits, we're not sure that this is the best way to go, but it definitely needs to be an option. It needs to be set up so that women have a choice as to whether or not they want to pay into it so they can then access it, like some of the things that have been implemented in the province of Quebec, for example. Currently, to access EI maternity/parental benefits, you have a two-week waiting period. I'm not sure what that's all about, and I know a lot of people have said the same thing to you: what is that two-week waiting period all about anyway, especially in a situation when you're getting maternity/parental benefits, but even for regular benefits because you go two weeks without any income, your bills don't take a holiday, and in the situation we're in, what purpose does this serve? That's one thing that I think the expert panel could and should look at: what's the reason for that?
Even women who are able to access those benefits are still only getting 55% of their revenue, so if they're running their household based on the income that's coming into the household and all of a sudden they're getting 55% of that, it becomes very difficult. In the province of Quebec, it's more flexible. You can choose between getting a higher percentage for a shorter period of time, or getting a lower percentage, but I believe it's still more than 55%. Our colleagues from Quebec could tell us that.