Order, please. We're ready to begin.
Mr. Schellenberg is going to be the presenter for this group of witnesses, and don't forget we also have some in camera business and some work to do. So we shall begin.
I want to welcome the witnesses. I wanted to say that one of things we're trying to do is to look at pensions for women, and we're looking at it under three headings, as you no doubt know. We're looking at it under the headings of private pensions, public pensions, and whether there's room for pensions for women who have not been in the paid workforce during their lives. Those are the three things that we're looking at, and we hope you can give us information.
We'll begin. You have 10 minutes to present, and you've given us gorgeous graphs, as you always do, and then we will question you thoroughly.
Go ahead, Mr. Schellenberg.