I think our recommendations are right there, in terms of page 4. It reads:
We propose to phase in a doubling of the proportion of average earnings replaced by CPP from 25% to 50% over seven to ten years to $1,635 per month, financed by a modest increase....
So it's for both workers and employers, and making sure as well that we're fair to lower-paid workers. I think it's really clear that there's an urgency here. Joel has raised it. Whether it's a private plan or whether it's the Canada Pension Plan, there's an urgency that we do something.
It is an economic stimulus. If you get money into the hands of seniors, they're going to spend it here, by and large.