Thank you very much, Madam Chair. Thank you to the witnesses for being here.
There are so many issues and it's such a complex topic that I'm trying to break it up into segments. I'm going to try to do that, and you can tell me whether I'm on the right track or maybe that I'm being too black and white.
I think we have an issue right now with senior women, many of whom are widows living under the poverty line. I would like you, Mr. Baldwin, first of all, to very briefly comment. You started to explain that we ought to be careful when we talk about the poverty line. You mentioned something about some women being below the poverty line, but the line...
Do you remember that comment? Can you very quickly expand on it?