I agree totally. The most unfair example that comes to mind is university students and high school students who pay into this fund for their summer employment, who have virtually no chance of collecting EI benefits.
They may pay more into EI than they pay income tax. It's one of the first lessons in life; you are forced by law to pay into a fund knowing you have virtually no chance of receiving the benefit from it because you're going back to school. What's the purpose of this? I don't understand it at all.