Thank you, Madam Chair.
Dr. Kelly and Dr. Williamson, thank you again for being here today.
Mr. Lynam, thank you for sharing your expertise with us.
Right now, a rural municipality in my riding, Valcourt, is experiencing the closure of a National Bank ATM. We know that, to prevent fraud, it's safer for a senior to go to an ATM or see someone in a branch. Now, people are trying harder and harder to push them to use online services. That way of banking has a greater impact on seniors, and it's less safe.
However, we know that the federal government has shown no willingness to act on this, despite a 2024 report. That's a real shame.
How could the banks do more to address this issue?
