There is a distinct difference between the charter carriers and the wholesalers who put leisure package tours together and sell them to the consumer. There is a responsibility on the wholesaler when they put a package tour together, which is a leisure product; if any component of that package is not provided, it's their responsibility to replace it. That's what the compensation fund is for, primarily.
To Mr. Lussier's point with respect to the confusion about who pays what, our concern is that we, the travel agents and wholesalers who we represent, are paying for airline failure. Our compensation fund, which is not financed by airlines, is paying for their failures, and that's wrong. That needs to be addressed.
Sure, I think we need to give you some more information on the difference between the charters and the difference between the scheduled carriers and what the protections are, so that you can make an informed decision.