There are a couple of points that we would make. There is some work going on to try to understand what would be an appropriate timeline. I think we're looking at something in the one-year to five-year range, probably closer to three or four. We don't have the data fully in place yet to understand that.
As we contemplate this, though, one of the things we think would be important is to understand the nature of the product that is being shipped and to look at a transitional strategy that would target the newer cars that are already in place to the higher risk products that move today.