I would just add that when we're looking at this, the insurance model on the main lines and the hybrid model of having a pooled fund for the small lines are designed specifically to address the question you just raised. The funds for the pooled funds that would be there would come from the shippers that are shipping oil on those smaller lines. It would be very similar to the best attributes of the pipeline model for the main lines and the best attributes of the marine model that would allow funds to be there for the smaller lines in cases when there has been an incident and the insurance model itself is insufficient.
That's exactly why we designed it that way, and it would be paid for by the shippers of oil on those lines.