So we've covered every scenario, then, if you will.
Not only that, I believe it was the CTA that last year in this committee's study suggested that the rail companies would not have access to additional insurance beyond what they carry at that particular point in North America, so I think we've found improvement to the system. It's a threshold that will cover the overwhelming majority of incidents on a per incident basis. It's strict liability now, not provable claim, and backstopped by the shippers covering the remainder of the liability.
Is that a fair assessment?