There have been a lot of public investment banks around the world, and we in Canada have some ourselves.
The one in the U.K. was just announced. We don't really know what it's going to do. They want to rely on some private finance. I think that's a mistake. One thing they do have in their proposal is that their federal government could lend at 60 basis points above the gilt rate for the central government. That's similar to what a number of provinces do through their municipal financing corporations. They provide much lower-cost financing for municipalities. It just makes sense: it's pooling capital and getting lower-cost loans for public infrastructure.