I think that's a very important point.
The point in my previous comments, which I think is important, is that low-cost financing alone is not the bottleneck to getting projects done. Instead, it's about long-term, stable, low-cost financing, coupled with smart risk taking.
To the member's question, I think it is important. You have to go back. What's the bottleneck? Why are projects not built today? It's not because of access to capital; financing is plentiful. Many projects still don't get done, and that's one of the great conundrums that we face in the world: There's all this capital and yet this huge infrastructure deficit. Why don't the two ever meet? The answer is that projects often have really long time horizons and come with quite a bit of risk.
The point is that the CIB is meant to be engaged as the bridge to take on a share of that risk and provide a tranche of low-cost capital, and by doing so make projects financeable with private sector partners.