You're putting me in the hot seat.
What we did was look at past projects, essentially, that are currently in the pipeline, and the bank provided us with information that's in the public domain. So it's looking at the past, and the past is summarized in our blog post.
To say it is failing would be a bit of a stretch. With the new CEO, there's hope that things will change and the bank's mandate will be fully delivered with a new CEO and a new approach. But if we judge that based on past performance, there is certainly room for improvement.