One of the things SWIFT does is that we actually run an independent business case analysis on any application we receive for funding. It's a very complicated process, but I'll make it quick here.
Effectively, what we do is that we look at the payback period of the investment, and if we find that the investment without SWIFT subsidy would have a payback period of less than seven years, we don't touch it. Anything over seven years we will subsidize, but if it's under seven years, we figure that somebody is going to do that project on their own, so we will not subsidize it.