Yes. We heard testimony earlier with regard to freight brokers. Insurance companies will issue certificates of insurance, and the purpose of this is to notify the related parties that insurance is active. Should the insurance go away, you'll get notification from the insurance company that there's no insurance coverage on the company. I don't see why that couldn't be enacted in other areas, as we've just been describing.
More importantly, there is the reconciliation that goes on between an insurance company insuring a bunch of equipment, whether it's trucks or trailers—it doesn't matter what it is—and the database.
In our case, the MTO—the Ministry of Transportation—has a record to reconcile. Fifty trucks need 50 insurance policies, but that simply doesn't happen, so there's never an opportunity to reconcile that and hold anybody to account.
I have never understood why those two agencies simply can't reconcile and align themselves so there's no fraud in the marketplace in this regard.