Thank you very much, Mr. Kelloway.
Mr. Hynes, Mr. Harvey and Mr. Sharma, I want to thank you. Unfortunately, we are out of time. We do have another panel.
Mr. Harvey, if you have additional thoughts, I invite you to share your written thoughts with our clerk, and we'll add them to the testimony.
With that, I want to thank all three of you for contributing to this very important study.
Colleagues, we're going to suspend for a couple of minutes to allow the clerk to set up for the next round of witnesses.
The meeting is suspended to the call of the chair.