This is a question I didn't expect, to be honest with you, in terms of focusing on the future in terms of.... I think what we have done on this, Mr. Shipley, is that we set aside enough money to get him up and running with a good complement of staff. I think he has a staff of about 45. To those of us who run businesses, it seems like an awful lot of staff for an ombudsman. But of course we have a lot of clients, don't we? I went through the number of clients we have in my opening remarks.
I think he has adequate resources and human resources to do the job. I think we budgeted fairly accurately what he'll need. But at the end of the day, I guess that will have to be assessed as we go forward in terms of whether it's enough. I think we've pretty well agreed that it is enough.