The 31% we referred to would be those who had some concerns in terms of the amount they received, or it may have been concerns around what that meant to them in terms of how they were using the funds.
The majority of ones polled said no, they've used it wisely, they like the way it's being done, and they'd like options. As with anything, you had a smaller group who said they think it would be better if they had more flexibility in how they would manage those funds. That's what the 31% was.