Yes, we've written a 72-page document compares it to workmen's compensation. For instance, I'll give you my son's case.
He would get—I'm just doing this by memory right now—10% of his income for a lost spleen, 15% for a lost kidney. The pancreas would have to be reassessed on its own. In the province of British Columbia, you can insure your earnings up to $72,000 a year. So that's $6,000 a month. He would get 25% of the $6,000, so about $2,000 a month. That would be reduced to 75% to make it non-taxable. He would then get $1,400 a month non-taxable and non-clawbackable.
He got $41,000. That turned into an annuity is $140 a month. So it's about one-tenth if you compare the two programs.