Thanks very much, Mr. Chair.
Thank you all very much for being here. Corporal Kirkland, could I pick up on one thing you said? I want to make sure I understand. You talked about there not necessarily being an incentive to go back to work because of the clawback of the pension, but my understanding is that this is one portion of what a veteran would receive. I think you can make up to $20,000 before an amount is clawed back, and then it's phased in after that. Is that accurate, or am I not understanding that correctly?