Thank you very much, Mr. Chair.
First, Bob, you thanked us. I want to take this opportunity, on behalf of all of us, to thank you and all the volunteers with all the service clubs here today. I do want to apologize. I know that there's been some rescheduling. You can take it from the heart, though, from everyone around this table—this is a non-partisan committee—that we all have our hearts out there for you and we recognize all the great work that you do.
Brian from Oshawa, I will start off by asking you a few things. It has been about a year since this crisis started. One of the sad stories I heard you mention was the closing of the Peterborough Navy Club, a club that has been open for years. You had to go up there and help close it down. There has been some criticism about how long it took for the money to come out. You've raised the alarm for us, because this is lasting a lot longer than anybody thought. Do you think more clubs could have been saved if the money had been out there a little bit quicker?