Thank you, sir.
COVID is having a big effect on a lot of them. During Christmas, for example, I was talking to three different veterans who because of COVID can't go out anymore. They have PTSD, high anxiety, and I'm trying to talk them off the ledge. That's where my Christmas was this year. COVID for my group of people, or veterans I should say, is affecting them, but in so many different ways. I have some guys who are watching every penny, I have some guys who are having a hard time just going out to get groceries if they can, or if they have to carry them in. I have other people who are having a hard time with some of their claims in trying to get through VAC before they have to make major decisions.