That's great. Thank you.
Mr. Stroesser, I'll move on to you.
I always love a good T-shirt, so I'm a big fan of the work you do. Thank you for all the work you have done. Thank you for your service.
Earlier you mentioned the challenges you had around accessing loans, or you mentioned something to the effect that the loans were quite expensive or seemed to be very prohibitive. I'm wondering if you could elaborate on your own experience with said loans.