The member asks why we are doing it. It is because we realize that small business represents our greatest hope for taking people off unemployment insurance, taking them off welfare and getting them back into a productive state in life where they have dignity and are paying taxes. When we get this fiscal framework together small business represents our greatest hope. The greatest difficulty of small business is getting access to capital.
We are urging, hoping and coaxing banks to get into the small business game, but it is not easy. We have to be a catalyst along the way. I am being very candid in my belief that we must have a heads up on the issue because we are essentially making the work of banks a lot easier by increasing the float to such a large amount and giving that guarantee. We had to do it to spark small business loans activity. It was not happening. What else are we to do? Are we to bring back the Bank Act and dictate to the banks to whom they should lend money? We cannot do that.