Mr. Speaker, those two questions cover the crux of Bill C-108.
It is important for everyone to understand that there is no cost to the government. Actually, a benefit is derived from that involvement.
It is also important to note that the United Nations has acclaimed Canada as the best country in the world in which to live. We must ensure that quality of life. What goes into that quality of life? Accessible, affordable, decent housing and home ownership. Therefore it is important for us to continue to have the necessary mortgages, loans and availability of funds. With the minimum down payment, individuals will have the opportunity to access housing and all of the things that come with having a roof over one's head and providing for one's family.
It is important that we as a government continue the financing and support the National Housing Act and the CMHC to ensure that we provide loans to families to access housing.