Mr. Speaker, the projections that have been made by the federal government and the provinces are quite prudent. Again I point out that all 10 provinces are joint stewards in the Canada pension plan.
If the Canada pension plan was to earn higher rates, and there is no reason why it should not given the fact that it will be subject exactly to the same investment criteria as any private sector pension plan, then clearly the returns will be higher.
Let us point out some of the fundamental differences the super RRSP will not have. CPP benefits are fully indexed. They are secure. They provide disability benefits. If somebody has an accident under the Canada pension plan they will be protected.
What Reform would do is throw those who have bad luck, who have accidents, on to the market with no help. Let us understand what it means. Under the Canada pension plan survivor benefits will be provided. As well, under the Canada pension plan women having children who have to retire from the workforce for a period of time are protected. Under the Reform plan there is no such protection.